EARN A 13% FIRST YEAR RETURN
  • Are your CDs, IRA’s, or other retirement nest eggs yielding the income you need to meet your retirement goals?
    The return of the average 1-year CD has fallen below 3%.
  • Have you seen your retirement funds decrease in poorly performing Mutual Funds and Stocks?
    The Dow Jones Industrial Average is down 27% from its high 3 years ago.
  • If so, you may want to consider a tax-deferred annuity to supplement your retirement savings.
    Annuities offer good yields, guaranteed returns and/or upside market potential and tax advantages.
  • Good Yields
    Many annuities now offer BONUSES up to 10% or more in their first year. In addition the annuity offers a declared return and/or returns linked to the market indexes. Depending on the carrier, current declared rates are around 3-3.25%. Indexed returns never have a negative return.
  • Guaranteed Returns
    Many of the insurance companies who guarantee the returns on annuities are among the largest and most financially stable corporations in the world.
  • Tax-Deferred Growth
    In addition to good returns and guarantees, annuities include tax advantages. Retirement monies in an annuity is allowed to grow tax-deferred, the magic of compounded interest works for you instead of for the government. While your money grows tax-deferred, you keep the interest on the money you would have been paying in taxes.

    Find out how annuities might fit into your retirement planning goals.

    There is no obligation for this free consultation. Your information will only be used once to put you in touch with a Universal Union Benefits representative licensed by your state to discuss and sell annuities. The information will never be passed on to any other party.

     CLICK HERE FOR A FREE QUOTE
     
Who is Universal Union Benefits?
  • Fred Silverman, who has recently retired as a Vice-President of the Central Ohio Labor Council for the past 23 years, is a Business Agent, along with his son, Greg Silverman. Fred has worked with unions for over 25 years in providing their members with insurance, and retirement needs. Greg joined forces with Fred in 1989.
  • The Entire Organization Is Proud To Be Members Of RWDSU Local 379.
  • We are also recognized by the Union Label & Service Trades Dept. AFL-CIO
Who are the carriers for our retirement funds?
  • Universal Union Benefits has teamed up with many of the companies that can eliminate losses in your retirement funds. Participants are free to choose the carrier that they are most comfortable with. Some of the carriers include American Equity, with over $6.9 billion in assets, Allianz with over $1 Trillion in assets, Amerus with over $21.8 billion, and ING USA with over $31 billion in assets.
How do we contact Universal Union Benefits?
  • We are always just a phone call, or email away. You may call us: 877-808-6466
  • We will arrange a time at your convenience to explain in great detail the benefit of our program to all involved.

 
Copyright © 2003 Universal Union Benefits